Admit it. Being frugal isn’t something that you look forward to, after all it means that you’ll be giving up or cutting back on some or all of your favorite activities. What if you found a way to cut back without giving up those things completely? And best of all save money? I’ve compiled a list of [tag]cheap[/tag] alternatives for the must haves in our lives and its pretty good if I do say so myself! 🙂
Retail Therapy Shopping
Gather a list of websites that put together the [tag]look for less[/tag], here are a few of my favorites:
Also, try out this list from Fashion Under $100. These stores provide trendy options without breaking the bank:
- Go Jane!
- Hot Couture
- In My Shoebox
- La Redoute
- Lady Language
- Love My Shoes
- Lulu’s Fashion Lounge
- Newport News
- Old Navy
- Shop Lush
- Smart Bargains
Tip: Check out annual and semi-annual sales and buy clothes at certain times of the year. For example, after Christmas/New Year’s and at the end of every season many department stores seek to unload their inventory so we benefit because of the deep discounts.
[tag]Apple[/tag]/[tag]iTunes[/tag] is your friend. If youâ€™re always on the go and never at home to watch your favorite episode anyway, dump the Tivo and your cable company then plug in to iTunes. iTunes allows you to watch your favorite television shows online for a small fee, $1.99. For example, Lost, Greys Anatomy and Boston Legal can be bought per episode for $1.99 which equals $24 per month. A benefit for you is that you get to watch them sans commercials and on your own time. Apple also now offers movie rentals from $2.99-$3.99 and HD for a dollar more.
If that doesnâ€™t work for you then hang out at a friendâ€™s house, go to your local sports bar, or join a meetup.com group that gets together to hang out and watch popular network shows. This option really appeals to me as I am moving towards not scheduling my life around entertainment in an effort to become more productive.
Tip: Most major network shows can be watched FREE on their respective sites such as ABC, NBC and the like. Youâ€™re able to catch up on all the episodes you missed without paying hefty cable access fees.
One thing I love about living in a major metropolitan area is that we have so many options for getting around town. Zip Car is an option for those of us who only need a car infrequently which doesnâ€™t warrant taking on a car payment, insurance, gas and maintenance which can be costly. Makes sense right? [tag]Zip Car[/tag] rates start at $50 per month for the extra value plan, 9/hr or $66/day for occasional driving.
Hereâ€™s a map with their current locations:
This way youâ€™re able to have the convenience of a car without the monetary commitment. The access fees pay for gas, parking and insurance! You can’t beat that!
Other options include biking to work, using public transportation and carpooling. The latter brings to mind an awesome service facilitated by Erideshare.com. Just pull up your state and connect with others [tag]carpooling[/tag] in your area. From the website: â€œyou’ll find this service a good way to commute or travel inexpensively, and maybe even make a few friends.â€ I think itâ€™s a neat idea, especially if youâ€™re new to town and looking to save money, this is a great option.
Now if you must have a car, then buy it used or another kind of used car becoming popular amongst the frugal, [tag]Beater Car[/tag]s. Why? According to Beater Review, buying new is for suckers! Love that! But with a new car depreciating 20-30% in the first year it makes perfect sense. Check out this review of the Mazda Miata, the ultimate chick car, or not. This saves you extra money on insurance and in most cases wonâ€™t have a car payment. Also, check out this article on MSN Money-20 ways you waste money on your car.
Tip: Make the best choice for you and your situation. Everyone doesnâ€™t live hear a major metropolitan city with the benefits of a Zip Car but buying a car that wonâ€™t have much out of pocket expense or carpooling may be another option suitable for you.
Weâ€™re guilty of this especially with our favorite restaurant and when we hang out in a new part of town. Cutting back in this area takes discipline and maintaining your perspective: saving money. A few alternatives include:
- [tag]Potluck[/tag] with friends
- This is a great way to hang out with friends and try out new dishes. If there are leftovers you can bring on the Tupperware to pick up some leftovers for work or dinner the next day.
- For the uber frugal-I know a couple who potlucks with friends every other weekend. They get together on Sunday and bring large portions of eat least 3 meals. Of course the larger the group the better the selection. They get together eat, laugh, get merry and help each other save money by cooking in bulk and using it for their lunch and dinners during the week. Some get even more creative by turning leftovers into â€œ[tag]planned-overs[/tag]â€.
- Make your favorite restaurant meal at home
- There was a time when I was obsessed with anything Jack Daniels at T.G.I Fridays. I would go for a long lunch at work and later during the week for happy hour. It got expensive until I got the recipe and made it from scratch at home. Bingo! Money saved 🙂
What do you think of these alternatives?
Which ones do you employ in your own quest for frugality? Feel free to add yours in the comments section.